About Licensing and Insurance

Check with your state or local licensing authority to determine if your handyman work will require a license.  To protect your assets it is very important to get the necessary licenses and that you have general liability insurance.

Why Does My Handyman Business Need General Liability Insurance?

Insurance is necessary for two important reasons.  Insurance will help to protect your assets in case something goes wrong with a job that you complete.  Secondly, it will bring you more business.  In fact, chances are that it will bring in far more revenue than the cost for coverage. There are many handymen working in my area and it would…

Read More→

Where Can I Get Handyman Insurance?

Finding coverage is not always easy, especially if you are a first year handyman.  I called around to my local agents and had no luck.  On the internet I found an insurance broker who was able to quote a policy for me. There are a couple of agents on my Resources Page. These policies are becoming more and more available and…

Read More→

How Much Insurance Coverage Should I Have?

If my commercial experience is typical, $1,000,000 worth of general liability insurance is a good starting point.  On my latest renewal I discovered that raising my limit to $2,000,000 did not increase my premium.  Ask your agent for quotes on both coverage limits. The more assets you have, the more important liability coverage is and the more coverage you need. …

Read More→